Over the summer break the New Zealand Herald asked me for some comments on New Year's resolutions relating to financial planning. While Covid has been our "black swan" event of 2020 and unfortunately coming into 2021, Covid is now out of control in many areas of the world, I believe it is important to still focus on what you can control. Revisiting your personal risk management & estate planning is a good place to start. You can't plan for all risks especially these unforeseen black swan events such as Covid but you can plan to mitigate risk through a combination of personal (& business) financial planning + insurance.
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